low cost flood insurance

If you are looking for low cost flood insurance, there are a few ways you can get it. One of these ways is by purchasing flood insurance through the National Flood Insurance Program (NFIP), but only if your community participates in a flood management program. When a community is active in this program, those living in it can purchase flood insurance through the NFIP.Flood insurance isn't only for home and business owners, those who rent their property qualify for flood insurance as well. At Holt Flood Insurance, we recommend that everyone purc . . . [More]

low cost flood insurance

If you are looking for low cost flood insurance, there are a few ways you can get it. One of these ways is by purchasing flood insurance through the National Flood Insurance Program (NFIP), but only if your community participates in a flood management program. When a community is active in this program, those living in it can purchase flood insurance through the NFIP.Flood insurance isn't only for home and business owners, those who rent their property qualify for flood insurance as well. At Holt Flood Insurance, we recommend that everyone purc . . . [More]

dark chocolate gift basket

Do you know someone who would love a dark chocolate gift basket, but you don’t know where to find one? Well, look no further than Lazar’s chocolates. We carry only the finest, handmade chocolates and other sweet treats for all occasions, whether you’re celebrating a birthday, holiday, or any other special day. We will tailor to your needs. Sure, you could buy your chocolates at a big box store. But why would you? All of those chocolates are the same generic brand, and quite frankly, boring. Not our chocolates, our chocolates come in all s . . . [More]

dark chocolate gift basket

Do you know someone who would love a dark chocolate gift basket, but you don’t know where to find one? Well, look no further than Lazar’s chocolates. We carry only the finest, handmade chocolates and other sweet treats for all occasions, whether you’re celebrating a birthday, holiday, or any other special day. We will tailor to your needs. Sure, you could buy your chocolates at a big box store. But why would you? All of those chocolates are the same generic brand, and quite frankly, boring. Not our chocolates, our chocolates come in all s . . . [More]

Instant online flood insurance quote

An instant online flood insurance quote is one way to determine which flood insurance company to go with before making the final decision. Insurance rates vary between flood risk levels and whether you use the NFIP or a private insurance company. Using this tool also helps you compare private insurance companies.Choosing the right flood insurance company can be challenging, especially if this is your first time purchasing it. Holt Flood Insurance can help you with all your flood insurance needs. With over 30 years of experience and thousands of . . . [More]

Instant online flood insurance quote

An instant online flood insurance quote is one way to determine which flood insurance company to go with before making the final decision. Insurance rates vary between flood risk levels and whether you use the NFIP or a private insurance company. Using this tool also helps you compare private insurance companies.Choosing the right flood insurance company can be challenging, especially if this is your first time purchasing it. Holt Flood Insurance can help you with all your flood insurance needs. With over 30 years of experience and thousands of . . . [More]

Pros and Cons of a Stackable Wash and Dryer

To some, the laundry room is practically a second home. However, when moving into a new home you have a big decision to make. Should you get a stackable washer and dryer set along with your other units?While space probably isn’t an issue, there is still plenty other to consider, including specific laundry needs, certain features, and energy efficiency. Stackable washer and dryer sets may be popular among homeowners, but that doesn’t necessarily mean they suit your expectations. It’s important to consider the pros and cons of a stackable u . . . [More]

Pros and Cons of a Stackable Wash and Dryer

To some, the laundry room is practically a second home. However, when moving into a new home you have a big decision to make. Should you get a stackable washer and dryer set along with your other units?While space probably isn’t an issue, there is still plenty other to consider, including specific laundry needs, certain features, and energy efficiency. Stackable washer and dryer sets may be popular among homeowners, but that doesn’t necessarily mean they suit your expectations. It’s important to consider the pros and cons of a stackable u . . . [More]

water damage prevention

Preventing water damage involves a combination of regular maintenance, awareness, and proactive measures. Here are some tips to help you prevent water damage in your home or building:Regular Inspection:Conduct regular inspections of your home, checking for leaks, damaged pipes, and other potential sources of water issues.Inspect your roof for any missing or damaged shingles and ensure that flashing is intact.Check for signs of water stains on ceilings and walls, as they may indicate leaks.Gutter Maintenance:Keep gutters and downspouts clear of . . . [More]

water damage prevention

Preventing water damage involves a combination of regular maintenance, awareness, and proactive measures. Here are some tips to help you prevent water damage in your home or building:Regular Inspection:Conduct regular inspections of your home, checking for leaks, damaged pipes, and other potential sources of water issues.Inspect your roof for any missing or damaged shingles and ensure that flashing is intact.Check for signs of water stains on ceilings and walls, as they may indicate leaks.Gutter Maintenance:Keep gutters and downspouts clear of . . . [More]

excess flood

Excess flood coverage is a type of flood insurance you can purchase from a private insurance company in addition to your NFIP coverage. NFIP policies only cover damages up to $250,000. While excess flood insurance is another expense, it might be a good idea to purchase it if your home is worth over $250,000. Remember that flood insurance may not cover items stored in a basement damaged during a flood. Holt Flood insurance has over 30 years of flood insurance experience and has served thousands of customers. So when you need help with any of yo . . . [More]

excess flood

Excess flood coverage is a type of flood insurance you can purchase from a private insurance company in addition to your NFIP coverage. NFIP policies only cover damages up to $250,000. While excess flood insurance is another expense, it might be a good idea to purchase it if your home is worth over $250,000. Remember that flood insurance may not cover items stored in a basement damaged during a flood. Holt Flood insurance has over 30 years of flood insurance experience and has served thousands of customers. So when you need help with any of yo . . . [More]

Flood level map

A flood level map is an innovative tool that indicates each area's flood risk level. FEMA creates these maps with the help of actively participating communities. There are three types of flood risk, low, moderate, and high. The higher your risk for flooding, the more your insurance will cost. Buying flood insurance doesn't have to be complicated. While flood insurance is only optional for low-risk areas, purchasing it is essential regardless of your flood risk, as it can save you thousands of dollars in repairs. With over 30 years of flood insu . . . [More]

Flood level map

A flood level map is an innovative tool that indicates each area's flood risk level. FEMA creates these maps with the help of actively participating communities. There are three types of flood risk, low, moderate, and high. The higher your risk for flooding, the more your insurance will cost. Buying flood insurance doesn't have to be complicated. While flood insurance is only optional for low-risk areas, purchasing it is essential regardless of your flood risk, as it can save you thousands of dollars in repairs. With over 30 years of flood insu . . . [More]

Flood zone insurance costs

Flood zone insurance costs vary between flood risks and the type of coverage. Properties in designated high-risk zones will pay more for insurance than those at a lower to moderate risk. And if you own the home or building, you will need to purchase building and content insurance, whereas renters only need content.In some cases, flood insurance is mandatory. All homes in high-risk flood zones must have flood insurance before the bank releases a mortgage. At Holt Flood Insurance, we recommend everyone buys flood insurance. While it may seem like . . . [More]

Flood zone insurance costs

Flood zone insurance costs vary between flood risks and the type of coverage. Properties in designated high-risk zones will pay more for insurance than those at a lower to moderate risk. And if you own the home or building, you will need to purchase building and content insurance, whereas renters only need content.In some cases, flood insurance is mandatory. All homes in high-risk flood zones must have flood insurance before the bank releases a mortgage. At Holt Flood Insurance, we recommend everyone buys flood insurance. While it may seem like . . . [More]

flood data

Collecting flood data is the best way to develop safety and preventative matters for areas prone to flooding. It also helps determine flood insurance costs for those areas. The United States Geological Survey (USGS) is responsible for collecting and storing this data, which is then shared with FEMA and the NFIP.The price of flood insurance depends on the flood risk for the area and the type of flood insurance. For example, areas at high risk for flooding will pay more for flood insurance than those in low to moderate areas. And if you rent your . . . [More]

flood data

Collecting flood data is the best way to develop safety and preventative matters for areas prone to flooding. It also helps determine flood insurance costs for those areas. The United States Geological Survey (USGS) is responsible for collecting and storing this data, which is then shared with FEMA and the NFIP.The price of flood insurance depends on the flood risk for the area and the type of flood insurance. For example, areas at high risk for flooding will pay more for flood insurance than those in low to moderate areas. And if you rent your . . . [More]

national flood insurance company

A national flood insurance company is a company that is backed by the National Flood Insurance Program (NFIP). Some of these companies include Allstate, Farmers Insurance Group and their subsidiaries, Hartford Fire Insurance Company, Liberty Mutual, and many more. At Holt Flood Insurance, we are here to help you find an insurance company that works for you.If you own your home, chances are you have homeowners insurance, so you may be under the assumption that you don't need flood insurance. But the truth is, your homeowners' insurance only cove . . . [More]

national flood insurance company

A national flood insurance company is a company that is backed by the National Flood Insurance Program (NFIP). Some of these companies include Allstate, Farmers Insurance Group and their subsidiaries, Hartford Fire Insurance Company, Liberty Mutual, and many more. At Holt Flood Insurance, we are here to help you find an insurance company that works for you.If you own your home, chances are you have homeowners insurance, so you may be under the assumption that you don't need flood insurance. But the truth is, your homeowners' insurance only cove . . . [More]