Fun Facts About Chocolate

Millions of people everywhere enjoy it in many different ways. You can eat it, drink it and bake with it. What are we talking about, why chocolate, of course.  Chocolate is the most popular sweet treat in the world; according to the World Cocoa Foundation, more than three million tons of cocoa beans are consumed a year.   But that’s not the only interesting fact about everyone’s favorite food, here are a few more sweet chocolate facts. Did you know that cocoa beans come from a type of tree, a fruit tree, to be exact? It’s true; these . . . [More]

Fun Facts About Chocolate

Millions of people everywhere enjoy it in many different ways. You can eat it, drink it and bake with it. What are we talking about, why chocolate, of course.  Chocolate is the most popular sweet treat in the world; according to the World Cocoa Foundation, more than three million tons of cocoa beans are consumed a year.   But that’s not the only interesting fact about everyone’s favorite food, here are a few more sweet chocolate facts. Did you know that cocoa beans come from a type of tree, a fruit tree, to be exact? It’s true; these . . . [More]

water damage precautions

Preventing water damage in your home or property is crucial for maintaining its structural integrity and avoiding costly repairs.Here are some tips to help you prevent water damage: Regular Maintenance: Perform regular inspections of your property, including the roof, gutters, pipes, and appliances.Look for signs of leaks, cracks, or other damage that could lead to water intrusion.  Roof Maintenance: Inspect your roof for missing or damaged shingles, and repair them promptly.Keep gutters and downspouts clear of debris to ensure proper draina . . . [More]

water damage precautions

Preventing water damage in your home or property is crucial for maintaining its structural integrity and avoiding costly repairs.Here are some tips to help you prevent water damage: Regular Maintenance: Perform regular inspections of your property, including the roof, gutters, pipes, and appliances.Look for signs of leaks, cracks, or other damage that could lead to water intrusion.  Roof Maintenance: Inspect your roof for missing or damaged shingles, and repair them promptly.Keep gutters and downspouts clear of debris to ensure proper draina . . . [More]

is flood insurance expensive

As an insurance company, how expensive is flood insurance? This is one of our clients' many questions, especially if they are new to flood insurance. And the answer always depends on where they live and the type of coverage they require. Those who live in higher-risk areas will pay more for flood insurance than those with low to moderate risk.The other factors determining the cost are owning vs renting. Property owners need building and content insurance, whereas renters only require content insurance. Where you purchase your flood insurance ca . . . [More]

is flood insurance expensive

As an insurance company, how expensive is flood insurance? This is one of our clients' many questions, especially if they are new to flood insurance. And the answer always depends on where they live and the type of coverage they require. Those who live in higher-risk areas will pay more for flood insurance than those with low to moderate risk.The other factors determining the cost are owning vs renting. Property owners need building and content insurance, whereas renters only require content insurance. Where you purchase your flood insurance ca . . . [More]

flooded areas near me

If our clients ask us how do I find flooded areas near me? We can find the answer to this question by looking at the flood map. A flood map is a specialized map designed by FEMA with the help of communities. These maps show which areas are at risk for flooding and the level of flood risk, low to moderate or high.Not only do we use flood maps to determine which areas are at risk for flooding, but we also use them to determine how much our clients will pay for flood insurance. High-risk areas will pay more for flood insurance than low to moderate . . . [More]

flooded areas near me

If our clients ask us how do I find flooded areas near me? We can find the answer to this question by looking at the flood map. A flood map is a specialized map designed by FEMA with the help of communities. These maps show which areas are at risk for flooding and the level of flood risk, low to moderate or high.Not only do we use flood maps to determine which areas are at risk for flooding, but we also use them to determine how much our clients will pay for flood insurance. High-risk areas will pay more for flood insurance than low to moderate . . . [More]

100 year floodplain map

A 100-year floodplain map determines areas at high-risk for the 100-year flood event. These areas or zones of higher risk for this event are located in areas mapped as zones A and V. Where zones B and Z are at moderate risk, and zones C and X are at minimal risk.Before reading these maps and determining where your property lies, we must understand the meaning of a 100-year flood. When people hear about this large event used to determine high amounts of rainfall, they often think it will only happen every 100 years. But weather experts say other . . . [More]

100 year floodplain map

A 100-year floodplain map determines areas at high-risk for the 100-year flood event. These areas or zones of higher risk for this event are located in areas mapped as zones A and V. Where zones B and Z are at moderate risk, and zones C and X are at minimal risk.Before reading these maps and determining where your property lies, we must understand the meaning of a 100-year flood. When people hear about this large event used to determine high amounts of rainfall, they often think it will only happen every 100 years. But weather experts say other . . . [More]

WHEN TO REPIPE OR EPOXY LINE PIPES

It’s easy not to think about your building’s plumbing. After all, pipes hide behind your walls and so long as water keeps flowing properly, it shouldn’t be a concern. But then you start to notice a change. Possibly the water pressure isn’t what it used to be, the colour of your water seems off, or worst case, you notice leaks. All these signs indicate a problem with your piping system and is something you should not delay! After some research you’re wondering whether to Repipe or Epoxy Line pipes. A great place to start is to learn wh . . . [More]

WHEN TO REPIPE OR EPOXY LINE PIPES

It’s easy not to think about your building’s plumbing. After all, pipes hide behind your walls and so long as water keeps flowing properly, it shouldn’t be a concern. But then you start to notice a change. Possibly the water pressure isn’t what it used to be, the colour of your water seems off, or worst case, you notice leaks. All these signs indicate a problem with your piping system and is something you should not delay! After some research you’re wondering whether to Repipe or Epoxy Line pipes. A great place to start is to learn wh . . . [More]

Choosing the Best WordPress Hosting for You

How do you know which WordPress hosting is right for You? By now you've heard of WordPress and that it powers a massive number of websites across the globe. You've heard that it's pretty flexible and easy. And you may have heard that finding the best WordPress hosting is easy. After all, everyone offers WordPress hosting. So it's just a matter of comparing features and price points and you'll be ready to pick the right host. Unfortunately, that's not always the best advice. The Best Plan is based on You and Your Needs (not Plan Features) The be . . . [More]

Choosing the Best WordPress Hosting for You

How do you know which WordPress hosting is right for You? By now you've heard of WordPress and that it powers a massive number of websites across the globe. You've heard that it's pretty flexible and easy. And you may have heard that finding the best WordPress hosting is easy. After all, everyone offers WordPress hosting. So it's just a matter of comparing features and price points and you'll be ready to pick the right host. Unfortunately, that's not always the best advice. The Best Plan is based on You and Your Needs (not Plan Features) The be . . . [More]

What Is Typically Covered by Flood Insurance?

Flood insurance provides vital protection for homes, businesses, and belongings in the event of a flood. Since traditional homeowners insurance doesn’t cover flood damage, flood insurance ensures that you're financially protected against the costly repairs and replacements required after a flood. Here’s a look at what’s typically covered by a standard flood insurance policy.1. Building Property CoverageFlood insurance typically covers the structural components of your home or building, including:Foundation and Walls: The foundation of you . . . [More]

What Is Typically Covered by Flood Insurance?

Flood insurance provides vital protection for homes, businesses, and belongings in the event of a flood. Since traditional homeowners insurance doesn’t cover flood damage, flood insurance ensures that you're financially protected against the costly repairs and replacements required after a flood. Here’s a look at what’s typically covered by a standard flood insurance policy.1. Building Property CoverageFlood insurance typically covers the structural components of your home or building, including:Foundation and Walls: The foundation of you . . . [More]

Flood insurance is...

For those new to it, flood insurance is like a security blanket for your property and valuables. Flood insurance covers the cost of water damage repairs due to weather. And it's available for homeowners, business owners, and renters. The cost of flood insurance depends on location and flood level risk.At Holt Flood Insurance, we can help you find an insurance company that works for you. Holt Flood Insurance works with the NFIP and the following insurance companies, The Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood I . . . [More]

Flood insurance is...

For those new to it, flood insurance is like a security blanket for your property and valuables. Flood insurance covers the cost of water damage repairs due to weather. And it's available for homeowners, business owners, and renters. The cost of flood insurance depends on location and flood level risk.At Holt Flood Insurance, we can help you find an insurance company that works for you. Holt Flood Insurance works with the NFIP and the following insurance companies, The Hartford, Wright Flood, Lloyds of London, NFS Edge, Neptune, and The Flood I . . . [More]

flood insurance prices

When shopping around for flood insurance prices, it's important to know that the flood risk level determines how much you will be paying. The higher the risk, the more you will pay. At Holt Flood Insurance, we can help explain these prices to you and find the right insurance agency for you and your property.It is good to have flood insurance, whether you live in a flood zone or not. Flooding can happen at any time and any season, whether from melting snow or high rainfall. These high amounts of water can find a way into your home, and if you do . . . [More]

flood insurance prices

When shopping around for flood insurance prices, it's important to know that the flood risk level determines how much you will be paying. The higher the risk, the more you will pay. At Holt Flood Insurance, we can help explain these prices to you and find the right insurance agency for you and your property.It is good to have flood insurance, whether you live in a flood zone or not. Flooding can happen at any time and any season, whether from melting snow or high rainfall. These high amounts of water can find a way into your home, and if you do . . . [More]