live flood map

A live flood map is a tool anyone can use to see current flooding conditions for their area. FEMA monitors flood maps with the help of communities that actively participate in flood prevention. Flood insurances also use flood maps to estimate the cost of flood insurance. Mortgage companies will also use these maps to determine if their borrowers require flood insurance before giving out a loan.Whether it's your first time applying for flood insurance or you're looking for a better rate. With over 30 years of flood insurance experience, Holt Flo . . . [More]

live flood map

A live flood map is a tool anyone can use to see current flooding conditions for their area. FEMA monitors flood maps with the help of communities that actively participate in flood prevention. Flood insurances also use flood maps to estimate the cost of flood insurance. Mortgage companies will also use these maps to determine if their borrowers require flood insurance before giving out a loan.Whether it's your first time applying for flood insurance or you're looking for a better rate. With over 30 years of flood insurance experience, Holt Flo . . . [More]

federal flood insurance maps

Federal flood insurance maps are used to determine what areas are at risk for flooding and how much it will cost to insure the building. Communities also use these maps to determine ways they can prevent and reduce future flooding in their area. FEMA creates these maps with the help of engineers and data experts.Flood insurance is not always mandatory unless you are buying a home in a high-risk flood zone. However, flooding can happen in even the lowest-risk areas. And without flood insurance, you could spend thousands of dollars in repairs alo . . . [More]

federal flood insurance maps

Federal flood insurance maps are used to determine what areas are at risk for flooding and how much it will cost to insure the building. Communities also use these maps to determine ways they can prevent and reduce future flooding in their area. FEMA creates these maps with the help of engineers and data experts.Flood insurance is not always mandatory unless you are buying a home in a high-risk flood zone. However, flooding can happen in even the lowest-risk areas. And without flood insurance, you could spend thousands of dollars in repairs alo . . . [More]

flood insurance deductibles

Flood insurance deductibles are portions of damages you need to pay when filing a claim with your insurance agency. It's also one of the factors that contribute to how much you will pay for flood insurance. You can choose the type of deductible, but it will affect how much your insurance agency will pay out.You can purchase flood insurance either through the NFIP or through a private insurance company. The difference between the two is that insurance through the NFIP is cheaper than from an insurance company. However, private insurance companie . . . [More]

flood insurance deductibles

Flood insurance deductibles are portions of damages you need to pay when filing a claim with your insurance agency. It's also one of the factors that contribute to how much you will pay for flood insurance. You can choose the type of deductible, but it will affect how much your insurance agency will pay out.You can purchase flood insurance either through the NFIP or through a private insurance company. The difference between the two is that insurance through the NFIP is cheaper than from an insurance company. However, private insurance companie . . . [More]

get flood insurance

If you are wondering if you should get flood insurance or not, it's important to know that flooding can happen anytime. Whether you live in a flood zone or not. By purchasing flood insurance, you are saving thousands of dollars on repairs.At Holt Flood Insurance, we can help you with all of your flood insurance needs. With over 30 years of experience, there hasn't been a problem that we couldn't solve. If you are new to flood insurance, we can get you started on the application process and find a rate that works for you. And if you already have . . . [More]

get flood insurance

If you are wondering if you should get flood insurance or not, it's important to know that flooding can happen anytime. Whether you live in a flood zone or not. By purchasing flood insurance, you are saving thousands of dollars on repairs.At Holt Flood Insurance, we can help you with all of your flood insurance needs. With over 30 years of experience, there hasn't been a problem that we couldn't solve. If you are new to flood insurance, we can get you started on the application process and find a rate that works for you. And if you already have . . . [More]

Procreate Tutorial – Cute Wiggle Handwritten Text Animation

Learn how to Create Cute Wiggle Handwritten Text Animations in Procreate! Toggling on Animation Assist After opening up the Procreate app and creating a new canvas, click the Wrench tool on the top left corner. Under Canvas, toggle on Animation Assist. Writing Your Text Choose your brush tool (I recommend the Script brush under the Calligraphy section) and write the word you would like to animate. Once you are happy with how it looks, click Add Frame at the bottom of the screen. You should see a faint outline of the text. Re-write the same w . . . [More]

Procreate Tutorial – Cute Wiggle Handwritten Text Animation

Learn how to Create Cute Wiggle Handwritten Text Animations in Procreate! Toggling on Animation Assist After opening up the Procreate app and creating a new canvas, click the Wrench tool on the top left corner. Under Canvas, toggle on Animation Assist. Writing Your Text Choose your brush tool (I recommend the Script brush under the Calligraphy section) and write the word you would like to animate. Once you are happy with how it looks, click Add Frame at the bottom of the screen. You should see a faint outline of the text. Re-write the same w . . . [More]

flood insurance legalities

Flood insurance legalities involve understanding the regulations and requirements tied to purchasing and maintaining flood insurance policies. Here's a breakdown of key aspects:1. Mandatory Purchase RequirementNational Flood Insurance Program (NFIP): Homes or businesses in designated Special Flood Hazard Areas (SFHAs) with a federally-backed mortgage are legally required to carry flood insurance under NFIP guidelines.Private Mortgages: Even for properties outside SFHAs, lenders may impose flood insurance requirements if they deem the property a . . . [More]

flood insurance legalities

Flood insurance legalities involve understanding the regulations and requirements tied to purchasing and maintaining flood insurance policies. Here's a breakdown of key aspects:1. Mandatory Purchase RequirementNational Flood Insurance Program (NFIP): Homes or businesses in designated Special Flood Hazard Areas (SFHAs) with a federally-backed mortgage are legally required to carry flood insurance under NFIP guidelines.Private Mortgages: Even for properties outside SFHAs, lenders may impose flood insurance requirements if they deem the property a . . . [More]

simple flood insurance options

For simple flood insurance options, here are a few ways to get affordable coverage:1. National Flood Insurance Program (NFIP)Offered by: FEMA (Federal Emergency Management Agency)Eligibility: Available to homeowners, renters, and business owners in NFIP-participating communities.Coverage Options:Building Property: Up to $250,000 for residential and up to $500,000 for commercial.Personal Property: Up to $100,000 for residential contents.Pros: Widely available and backed by the government, providing predictable rates.Cons: Has coverage limits an . . . [More]

simple flood insurance options

For simple flood insurance options, here are a few ways to get affordable coverage:1. National Flood Insurance Program (NFIP)Offered by: FEMA (Federal Emergency Management Agency)Eligibility: Available to homeowners, renters, and business owners in NFIP-participating communities.Coverage Options:Building Property: Up to $250,000 for residential and up to $500,000 for commercial.Personal Property: Up to $100,000 for residential contents.Pros: Widely available and backed by the government, providing predictable rates.Cons: Has coverage limits an . . . [More]

flood insurance qualifications

Flood insurance qualifications typically depend on several factors, including the property's location, flood zone designation, and the type of coverage you want. Here's a general overview:1. LocationFlood Zones: Properties located in high-risk flood zones (like zones A, AE, or V) are more likely to require flood insurance, especially if the property is financed through a federally regulated or insured lender.Moderate-to-Low-Risk Areas: Properties in areas with moderate-to-low flood risk may qualify for lower premiums. These areas are typically . . . [More]

flood insurance qualifications

Flood insurance qualifications typically depend on several factors, including the property's location, flood zone designation, and the type of coverage you want. Here's a general overview:1. LocationFlood Zones: Properties located in high-risk flood zones (like zones A, AE, or V) are more likely to require flood insurance, especially if the property is financed through a federally regulated or insured lender.Moderate-to-Low-Risk Areas: Properties in areas with moderate-to-low flood risk may qualify for lower premiums. These areas are typically . . . [More]

basic flood insurance options

Flood insurance is crucial for homeowners in flood-prone areas, offering protection against property damage caused by flooding. Here are some basic options for flood insurance:1. National Flood Insurance Program (NFIP)Offered by: Federal Emergency Management Agency (FEMA)Coverage:Building Property: Up to $250,000Personal Property: Up to $100,000Eligibility: Available to homeowners, renters, and businesses in participating communities.Pros: Backed by the federal government, widely available.Cons: Coverage limits may be insufficient for high-valu . . . [More]

basic flood insurance options

Flood insurance is crucial for homeowners in flood-prone areas, offering protection against property damage caused by flooding. Here are some basic options for flood insurance:1. National Flood Insurance Program (NFIP)Offered by: Federal Emergency Management Agency (FEMA)Coverage:Building Property: Up to $250,000Personal Property: Up to $100,000Eligibility: Available to homeowners, renters, and businesses in participating communities.Pros: Backed by the federal government, widely available.Cons: Coverage limits may be insufficient for high-valu . . . [More]

flood insurance for vehicles

Flood insurance for vehicles typically falls under the comprehensive coverage of an auto insurance policy.Comprehensive coverage protects against damage not caused by a collision, including natural disasters like floods.Here’s a detailed look at how it works: Comprehensive Coverage Definition: This is optional auto insurance coverage that protects your vehicle against non-collision-related damage.Coverage for Floods: If your vehicle is damaged by flooding, comprehensive coverage will typically pay for repairs or replacement, up to the actual . . . [More]

flood insurance for vehicles

Flood insurance for vehicles typically falls under the comprehensive coverage of an auto insurance policy.Comprehensive coverage protects against damage not caused by a collision, including natural disasters like floods.Here’s a detailed look at how it works: Comprehensive Coverage Definition: This is optional auto insurance coverage that protects your vehicle against non-collision-related damage.Coverage for Floods: If your vehicle is damaged by flooding, comprehensive coverage will typically pay for repairs or replacement, up to the actual . . . [More]